Paycheck Calculator by State

Pick your state to estimate take-home pay after federal income tax, FICA, state income tax, and any local or disability contributions that apply where you live.

Tax data current for 2025 & 2026 · All 50 states + D.C.

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming

No state income tax

Nine states don't tax wage income. Take-home is higher in raw terms, but other taxes (sales, property) and local fees often make up some of the gap.

Alaska Florida Nevada New Hampshire South Dakota Tennessee Texas Washington Wyoming

States with disability or paid-leave contributions

These states withhold an additional employee contribution for state disability insurance (SDI) or paid family and medical leave (PFML). It's a small line item, but it shows up on every paycheck.

California Colorado Connecticut Hawaii Maryland Massachusetts New Jersey New York Oregon Rhode Island Washington

States with local income tax

In these states, cities, counties, or school districts can levy their own income tax on top of state withholding. The per-state pages note where local rates apply.

Delaware Indiana Kentucky Maryland Michigan Missouri New York Ohio Oregon Pennsylvania

Why per-state calculators matter

Federal withholding is the same everywhere, but state tax can swing take-home pay by thousands of dollars per year on the same gross salary. A $100,000 earner pays nothing to the state in Florida or Texas, but more than $7,000 to the state in California or New York. Local taxes — most notably in Pennsylvania, Ohio, Maryland, and New York City — can add another 1–4% on top.

What's included in each state page

Every per-state paycheck calculator pulls from the same federal and state tax tables, then layers in state-specific items: SDI/PFML where applicable, local income tax notes, and major-city context. Each page shows a take-home table at common salary levels and a comparison against neighboring states so you can see the cross-border math at a glance.

Related calculators

For the federal-only paycheck math (no state data), use the Paycheck Calculator. To convert between hourly and salary, use the Hourly to Salary or Salary to Hourly calculators. For year-end income tax estimation (not paycheck withholding), see the Income Tax Calculator or the full hub of Payroll Calculators.

Frequently Asked Questions

Which states have no income tax?

Nine states levy no broad tax on wage income: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Two carry asterisks. New Hampshire taxes interest and dividends, though that tax is being phased out. Washington has no wage income tax but does levy a capital gains tax on large long-term gains. No-income-tax states typically recover revenue through higher sales or property taxes, so the total burden is not always as different as the headline suggests.

Which state has the highest income tax?

California has the highest top marginal rate, reaching 13.3% on very high incomes including the mental health services surcharge. Hawaii, New York, New Jersey, and Oregon also have high top rates. Top rates are misleading on their own, though — they apply only to income above a high threshold. A median earner in a high-top-rate state often pays a considerably lower effective rate than the headline number implies.

Do I pay income tax where I live or where I work?

Generally where you live, but working across state lines complicates it. Many states have reciprocity agreements letting you pay only your home state. Without one, you typically file in both and claim a credit in your home state for tax paid to the work state. Remote work adds another wrinkle: a few states apply "convenience of the employer" rules that tax remote workers of in-state companies even when they never set foot in the state.

Which states have local income taxes on top of state tax?

Local income taxes are most significant in Pennsylvania, Ohio, Maryland, Indiana, Kentucky, Michigan, and Missouri, and in specific cities including New York City, Yonkers, Philadelphia, Detroit, St. Louis, Kansas City, and several Alabama municipalities. Maryland is distinctive in that every county levies its own rate on top of the state tax. Local rates are usually one to three percent but can push the combined burden meaningfully higher.

What are SDI and paid family leave deductions?

State disability insurance and paid family and medical leave are payroll deductions separate from income tax, funding short-term disability and paid leave benefits. They apply in California, New York, New Jersey, Rhode Island, Hawaii, Washington, Massachusetts, Connecticut, Colorado, Oregon, and Maryland. Rates are small — typically well under one percent — but they reduce take-home pay and are easy to overlook when comparing offers across states.