How Mississippi Taxes Your Paycheck
Mississippi uses a flat income tax rate of 4%. Every dollar of taxable income above the standard deduction is taxed at the same rate.
Mississippi is phasing out its income tax — the rate dropped from 4.4% in 2025 to 4.0% in 2026, on a statutory glide path toward 3.0% by 2030.
Mississippi Job Market Context
Agriculture, manufacturing, and casino gaming along the Gulf Coast; the lowest median household income in the country.
Top Cities in Mississippi
The largest population centers in Mississippi:
- Jackson — 145,000 residents
- Gulfport — 72,000 residents
- Southaven — 56,000 residents
How Mississippi Compares to Neighboring States
Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:
| State | Take-Home | vs. Mississippi |
|---|---|---|
| Mississippi (here) | $58,925 | — |
| Louisiana | $59,718 | +$793 |
| Arkansas | $58,847 | -$78 |
| Tennessee | $61,593 | +$2,668 |
| Alabama | $58,108 | -$817 |
Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.
Frequently Asked Questions
What's the Mississippi state income tax rate?
Mississippi has a flat income tax rate of 4% for 2026. Whether you earn $40,000 or $200,000, your state tax rate is the same — applied to your taxable income after the standard deduction.
How much is taken out of my paycheck in Mississippi?
For a single filer earning $75,000 in Mississippi (2026), expect roughly $7,670 in federal income tax, $5,738 in FICA, and $2,668 in Mississippi state tax — leaving about $58,925 take-home (21.4% effective tax rate). SDI/PFML and local taxes (if any) come out of that as well.
Is the Mississippi median household income enough to live comfortably?
The 2023 ACS reported a Mississippi median household income of about $59,100. Whether that's "comfortable" depends heavily on city — Jackson cost of living can differ substantially from rural areas. Use the calculator above to model your specific salary and deductions.
How does this Mississippi paycheck calculator work?
We calculate your annualized gross pay based on the pay frequency you select, then apply the 2025 or 2026 IRS percentage method for federal income tax, the Mississippi state tax schedule (if any), Social Security, and Medicare. Pre-tax deductions like 401(k) and Section 125 health premiums reduce your taxable base before withholding is computed. You can switch between salary and hourly modes; hourly mode applies time-and-a-half to hours over 40/week prorated by pay period.