Last updated: May 2026

South Carolina Paycheck Calculator

Estimate your take-home pay in South Carolina after federal and state income tax, Social Security, Medicare.

South Carolina tax data current for 2025 & 2026 · Updated for the One Big Beautiful Bill Act

Estimate Your Take-Home Pay

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Pre-Tax Deductions (optional)
%

Reduces taxable income. Does not reduce Social Security or Medicare.

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Section 125 plan — reduces income tax and FICA.

$

Reduces income tax and FICA.

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From Step 4(c) of your W-4.

Results update automatically as you type.

Estimated Take-Home Pay
per paycheck
Item Per Check Annual
Gross Pay
Federal Income Tax
Social Security (6.2%)
Medicare (1.45%)
Take-Home Pay
Effective Tax Rate
all taxes combined
Total Deductions
per paycheck

Estimates federal, state, and select city taxes. Actual withholding may vary.

South Carolina Take-Home Pay at Common Salaries (2026)

Estimated annual take-home pay for a single filer in South Carolina, after federal income tax, Social Security (6.2%), Medicare (1.45%), and South Carolina state income tax. Based on the 2026 IRS tax tables and South Carolina's 2026 tax schedule. SDI/PFML and local taxes are not included here — use the calculator above for a precise breakdown.

Annual Salary Federal Tax FICA SC Tax Take-Home Effective Rate
$40,000 $2,620 $3,060 $873 $33,447 16.4%
$60,000 $5,020 $4,590 $2,113 $48,277 19.5%
$80,000 $8,770 $6,120 $3,353 $61,757 22.8%
$100,000 $13,170 $7,650 $4,593 $74,587 25.4%
$150,000 $24,734 $11,475 $7,693 $106,098 29.3%
$200,000 $36,734 $14,339 $10,793 $138,134 30.9%

Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied.

South Carolina Income Tax Brackets (2026)

Tax RateSingle FilerMarried Filing Jointly
0%$0 – $3,560$0 – $3,560
3%$3,560 – $17,830$3,560 – $17,830
6.2%Over $17,830Over $17,830
Standard Deduction
$15,000 single · $30,000 joint

Brackets shown are marginal: each rate applies only to the portion of taxable income within that bracket, not your total income. Taxable income equals gross wages minus pre-tax deductions, the standard deduction.

How South Carolina Taxes Your Paycheck

South Carolina uses a progressive income tax with 3 brackets. Rates start at 0% on the lowest earnings and rise to 6.2% on income above $17,830 for single filers.

South Carolina has a 0% bottom bracket — single filers earning under about $3,500 of taxable income owe no state income tax.

South Carolina Job Market Context

Manufacturing (BMW in Spartanburg, Boeing in Charleston), tourism, and aerospace.

Top Cities in South Carolina

The largest population centers in South Carolina:

  • Charleston — 156,000 residents
  • Columbia — 137,000 residents
  • North Charleston — 122,000 residents

How South Carolina Compares to Neighboring States

Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:

State Take-Home vs. South Carolina
South Carolina (here) $58,550
North Carolina $59,109 +$559
Georgia $58,323 -$227

Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.

Frequently Asked Questions

What's the South Carolina state income tax rate?

South Carolina has progressive income tax brackets ranging from 0% to 6.2%. Most middle-income earners hit the middle brackets; the top rate applies only above $17,830.

How much is taken out of my paycheck in South Carolina?

For a single filer earning $75,000 in South Carolina (2026), expect roughly $7,670 in federal income tax, $5,738 in FICA, and $3,043 in South Carolina state tax — leaving about $58,550 take-home (21.9% effective tax rate). SDI/PFML and local taxes (if any) come out of that as well.

Is the South Carolina median household income enough to live comfortably?

The 2023 ACS reported a South Carolina median household income of about $72,400. Whether that's "comfortable" depends heavily on city — Charleston cost of living can differ substantially from rural areas. Use the calculator above to model your specific salary and deductions.

How does this South Carolina paycheck calculator work?

We calculate your annualized gross pay based on the pay frequency you select, then apply the 2025 or 2026 IRS percentage method for federal income tax, the South Carolina state tax schedule (if any), Social Security, and Medicare. Pre-tax deductions like 401(k) and Section 125 health premiums reduce your taxable base before withholding is computed. You can switch between salary and hourly modes; hourly mode applies time-and-a-half to hours over 40/week prorated by pay period.

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