How New Hampshire Taxes Your Paycheck
New Hampshire has no state income tax on wages. Your paycheck deductions in New Hampshire are limited to federal income tax, Social Security (6.2% up to the wage base), Medicare (1.45%), and any pre-tax benefits you elect through your employer (401(k), health insurance, FSA/HSA).
New Hampshire has no wage income tax and no sales tax — but property taxes are among the highest in the country.
Healthcare, manufacturing, and finance; many residents commute to Boston for tech and biotech jobs.
About New Hampshire's old interest & dividends tax: New Hampshire's 5% tax on interest and dividends was fully phased out at the start of 2025. For 2026, the state has no tax on wages and no tax on investment income — only federal income tax and FICA come out of a New Hampshire paycheck.
What New Hampshire taxes instead
New Hampshire is unusual twice over: no wage income tax and no sales tax. Property tax carries the load instead.
- Property tax. New Hampshire has among the highest effective property tax rates in the country. This is the central trade-off — with neither a sales tax nor a wage income tax, homeowners fund most of local government and schools.
- Meals and Rooms tax — 8.5%. Restaurant meals, prepared food, hotel and short-term lodging, and rental cars are taxed at 8.5%. It is the one place a visitor reliably encounters New Hampshire tax. The rate was reduced from 9% effective October 1, 2021.
- Business taxes. The Business Profits Tax and Business Enterprise Tax are significant revenue sources, paid by companies rather than collected from wages.
- Interest and dividends — repealed. New Hampshire formerly taxed investment income at 5%. That tax has been fully phased out, so interest and dividends now face no state tax either.
None of this touches your paycheck — the calculator above shows federal tax and FICA only, because that is genuinely all New Hampshire withholds. The catch is that a bigger paycheck is not the same as a lower total burden: what the state skips on income it generally collects somewhere else. Compare against a state that does tax income using the state paycheck calculators.
Top Cities in New Hampshire
The largest population centers in New Hampshire:
- Manchester — 116,000 residents
- Nashua — 91,000 residents
- Concord — 44,000 residents
How New Hampshire Compares to Neighboring States
Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:
| State | Take-Home | vs. New Hampshire |
|---|---|---|
| New Hampshire (here) | $61,593 | — |
| Maine | $58,145 | -$3,448 |
| Vermont | $59,024 | -$2,568 |
| Massachusetts | $58,063 | -$3,530 |
Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.
Frequently Asked Questions
What is the New Hampshire state income tax rate?
New Hampshire has no state income tax on wages. Your only mandatory paycheck deductions are federal income tax (10–37% depending on income), Social Security (6.2% up to $184,500 in 2026), and Medicare (1.45%, plus 0.9% on wages over $200K).
How much is taken out of my paycheck in New Hampshire?
For a single filer earning $75,000 in New Hampshire (2026), expect roughly $7,670 in federal income tax, $5,738 in FICA — leaving about $61,593 take-home (17.9% effective tax rate). SDI/PFML and local taxes (if any) come out of that as well.
Is the New Hampshire median household income enough to live comfortably?
The 2023 ACS reported a New Hampshire median household income of about $99,800. Whether that is "comfortable" depends heavily on city — Manchester cost of living can differ substantially from rural areas. Use the calculator above to model your specific salary and deductions.
How does this New Hampshire paycheck calculator work?
We calculate your annualized gross pay based on the pay frequency you select, then apply the 2025 or 2026 IRS percentage method for federal income tax, the New Hampshire state tax schedule (if any), Social Security, and Medicare. Pre-tax deductions like 401(k) and Section 125 health premiums reduce your taxable base before withholding is computed. You can switch between salary and hourly modes; hourly mode applies time-and-a-half to hours over 40/week prorated by pay period.