Calculate Your CD Return
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Use the APY from your bank's offer — this already accounts for compounding.
Results update automatically as you type.
Enter your deposit amount and APY above to see your return.
Balance Over CD Term
Hover to see balance at any point in the term.
Enter your deposit and APY above to see the growth chart.
Growth Schedule
Enter your deposit and APY above to see the schedule.
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Last reviewed: May 2026 · Methodology